Capital One VentureOne Rewards Credit Card
Benefits:
- 0% intro on balance transfers and 0% intro on purchases 15 months after opening account, regular APR of 19.24% – 29.24% (variable)
- $0 annual fee
- 20,000 Miles once you spend $500 on purchases within 3 months from account opening
Drawbacks:
- Balance transfer fee applies
- Need excellent, good credit for approval
Blue Cash Preferred® Card from American Express
Benefits:
- 0% on balance transfers and 0% on purchases 12 months after opening account, regular APR of 18.24% – 29.24% variable
- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Drawbacks:
- Balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- $0 intro annual fee for the first year, then $95.
- Need good, excellent credit
Capital One Quicksilver Cash Rewards Credit Card
Benefits:
0% intro on balance transfers and 0% intro on purchases 15 months after account opening, regular APR of 19.24% – 29.24% (variable)
$0 annual fee
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Drawbacks:
Balance transfer fee applies
Need excellent, good credit
Chase Freedom Unlimited®
Benefits:
- 0% intro apr on balance transfers and 0% intro apr on purchases 15 months after opening account, regular APR of 18.99% – 28.49% variable
- $0 annual fee
- Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening